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The Problem
Traditional banks struggle to integrate new technologies such as cryptocurrency, NFTs, and Web3 features, making it difficult for average users to navigate the complex and risky landscape of these digital transactions.

 

The Solution
Peymo offers the world’s first complete Multi-Hybrid bank, seamlessly merging traditional banking with Web3 components under one umbrella. It features:

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1. Digital Banking:  Includes IBAN, card, and payment services.
2. Web3 Integration:  Supports crypto, NFTs, blockchain, and various coins.
3. AI Integration:  Provides support, security, innovation, and Know Your Customer (KYC) processes.

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Key Features:

• Unified App: Allows users to make, spend, send, and save fiat and crypto money conveniently from one app.

• Fast Onboarding and Low Fees: Simple onboarding with one-stop KYC, AI-enhanced transactions, and instant bank-crypto settlements.

• Versatile Payments: Pre-installed system compatible with any financial institution, payment platform, card provider, bank, or DeFi system.

 

Competitive Edge:
Peymo stands out with its unique AI-supported multi-hybrid banking model, offering unmatched flexibility, a wide range of services, and low-cost integration compared to competitors.

 

Client Acquisition Strategy:
Peymo aims to attract over 2 million clients rapidly through embedded finance and payment gateway services, potentially generating €2 billion in value.

 

Business Model:
Targeting over 3 billion potential clients, with a small usage fee leading to projected revenues of over €100 million and millions of users, achieving a valuation exceeding €1 billion.

 

Platform Valuation:
A single customer in a similar financial environment is valued at approximately €821. With 4 million clients in three years, the potential value exceeds €1 billion.

 

Unique Selling Points:

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• Clients do not need expertise in crypto or NFTs.

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• Embedded Finance - Integrating banking services into non-financial platforms enhances customer satisfaction by providing seamless access to financial services within daily activities.

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• Comprehensive banking and crypto exchange platform already operational.

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• A unique combination of AI, Web3, and traditional banking services under one umbrella.

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• Low client acquisition costs due to service synergy.

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• Timely entry into exponentially growing Web3, AI, and digital payment markets.

 

Peymo Hybrid Bank aims to revolutionize the financial industry by providing a seamless, integrated solution for both traditional and digital banking needs, positioning itself as a leader in the evolving market.